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High Deductibles Are Not The Answer!

Dr. Gary Prant

Insurance companies are promoting high deductible insurance plans as a way to slow the growth of healthcare costs. The theory is that people’s healthcare decisions will be better if they have some “skin in the game.” Certainly for insurance companies this has been a bonanza. In an insurance plan with a $3000 deductible, the first $3000 of expenses are paid by the insured. Many…

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